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Working with a professional car insurance agent is one of the best ways to make sure you’re getting the best deal on your policy. Local agents can help you narrow down your choices from a number of different companies so that you don’t miss out on the best deals available. When working with an agent, it’s important to open up a dialogue with them so that your questions are answered and any potential issues are addressed. Here are some key questions to ask your car insurance agent.

What discounts do I qualify for?

Most car insurance companies offer a wide range of discounts for their customers. You can receive discounts on everything from being a student to having safety features on your car to taking a defensive driving course. However, many people miss out on discounts just because they don’t realize that they qualify for them. Be sure to ask your agent about discounts to help you save money.

Do I need more coverage? Can I get away with less coverage?

Many people aren’t sure exactly how much car insurance coverage they need. It’s important to find a sweet spot when it comes to car insurance coverage. If you have too much coverage, you’re spending extra money each month that you don’t need to be. However, if you don’t have enough coverage, you could find yourself in a financial bind should something happen to you. Talk to your car insurance agent about your driving habits. They can help you assess your risk factor so you can save money.

What isn’t covered by my car insurance?

Even if you have good car insurance, there are still out-of-pocket costs that you will need to pay should you get into an accident. Many people are unaware of these costs, and end up blindsided after an accident. Talk to your insurance agent about this when you sign your policy so there are no unexpected surprises.

Working with an independent auto insurance agent is one of the easiest ways to find a high-value policy. All Star Insurance offers cheap auto insurance in Kileen, TX. They offer online quotes to help customers find the most affordable policies for their needs. Contact All Star Insurance today to find a car insurance policy that suits your budget.