Please ensure Javascript is enabled for purposes of website accessibility All Star Insurance Agency | Cheap Car Insurance Killeen TX
(254) 690-9400 Get a Free Quote Today!

All Star Insurance Agency — Cheap Car Insurance in Killeen, TX from $53/mo

All insurance looks the same until you have a claim.

★ Serving Texas over 30 years ★

Family-owned since 1994. A+ BBB. 4.7★ on Google from 100+ reviews. Get a free side-by-side comparison from Progressive, Travelers, Dairyland, Foremost, and more — in 5 minutes, no spam, no pressure.

4.7★ Google
A+ BBB
30+ Years
5 min Quote

Get Your Free Quote

60-second form. 10+ carriers compared. No spam.

4.7★
★★★★★
Google Rating
100+
5-Star Reviews
30+
🏆
Years in Killeen
A+
BBB Accredited
10+
$
Carriers Compared
5min
Avg Quote Time

Killeen's Family-Owned Insurance Agency Since 1994

Quick Answer

All Star Insurance Agency is a family-owned independent insurance agency in Killeen, TX, serving Bell County since 1994. We compare rates from 10+ top-rated carriers (Progressive, Travelers, Dairyland, Foremost, Hagerty, Kemper, and more) and shop your coverage every renewal. Average customer saves $640/year vs. buying direct from a single carrier. Licensed in Texas, A+ BBB rated, 4.7★ on Google from 100+ verified reviews. Free quotes in 5 minutes — .

Insurance isn't something you buy from a stranger on the internet. It's something you buy from a person you trust will still be there six months from now when you need them. For three decades, that's been the entire All Star promise — answer the phone, quote accurately, file claims fast, and treat every Killeen family like our own. No call centers. No scripts. Just licensed local agents who've lived in Bell County their entire lives.

7 Insurance Services, 10+ Carriers, 1 Local Agent

Whatever you need to insure in Central Texas, we write it. Click a service to see coverage options, average Killeen rates, and the carriers we work with.

Jeep Grand Cherokee — Car Insurance in Killeen, TX

Car Insurance

Texas 30/60/25 minimums to full coverage. 10+ carriers compared in 5 minutes.

Get Car Quote →
Texas suburban home — Homeowners Insurance in Killeen, TX

Home Insurance

HO-3, HO-5, and flood coverage from top-rated Texas home carriers.

Get Home Quote →
Motorcycle on the road — Motorcycle Insurance in Killeen, TX

Motorcycle Insurance

Sport bikes, cruisers, Harley-Davidsons. Rider-owned agency. 5-minute quote.

Get Motorcycle Quote →
Class C motorhome in the desert — RV Insurance in Texas

RV Insurance

Motorhomes, travel trailers, fifth wheels. Texas RV-specialty carriers.

Get RV Quote →
Boat on open water — Boat Insurance in Killeen, TX

Boat Insurance

Lake Belton, Stillhouse Hollow, Texas Gulf. Marine-specialty coverage.

Get Boat Quote →
Business insurance policy document — Commercial Insurance in Killeen, TX

Business Insurance

BOP, workers comp, commercial auto, general liability for Killeen SMBs.

Get Business Quote →
Apartment building facade — Renters Insurance in Killeen, TX

Renters Insurance

$15-$30/month. Personal property + liability for Killeen tenants.

Get Renters Quote →

What Killeen Families Say About Us

4.7★ average across 100+ verified reviews on Google, Facebook, and Yelp. Real customers, real experiences.

★★★★★
1 month ago
"Just moved to Fort Cavazos, called five places, All Star was the only one that actually answered. Quoted me $400 less per year than GEICO for the same coverage. Switched everything in 20 minutes."
Sgt. D. Williams — Fort Cavazos via Facebook
★★★★★
3 weeks ago
"First-time home buyer, terrified of shopping for homeowners insurance. They walked me through HO-3 vs HO-5, explained flood coverage, didn't try to upsell me on anything. Final price was lower than the online quote I'd been sitting on for two weeks."
Jennifer & Robert M. — Harker Heights via Yelp
★★★★★
April 2026
"All Star helped me get SR-22 insurance the same day I needed it for my court case. Rocky handled the filing, the rate was lower than Dairyland direct, and they didn't run my credit. Real local family agency."
Maria Gonzalez — Killeen, TX via Google Reviews
★★★★★
March 2026
"I've been a customer for 11 years — 3 cars, 1 home, 1 boat, and a commercial policy for my HVAC business. Every claim was handled by a person I knew by name. Switched from State Farm because All Star saved me $1,400/year across the bundle."
James Whitfield — Harker Heights, TX via Google Reviews
★★★★★
May 2026
"After the Fort Cavazos hail storm I called All Star before my military insurance would even pick up. They had an adjuster at my house the next morning and the claim was paid in 9 days. Family-owned doesn't mean small-time."
Sarah Kim — Fort Cavazos, TX via Google Reviews

Why 100+ Killeen Families Trust All Star

Six reasons we keep growing after three decades — and six reasons you should switch.

1

10+ Carriers Compared

Progressive, Travelers, Dairyland, Foremost, Hagerty, National General, Markel, Bristol West, Kemper, Safeco — and more. We shop every renewal so you don't have to.

2

Same Family, 30+ Years

Family-owned and operated since 1994. Not a franchise. Not a call center. The same licensed agents answer when you call — and they remember you.

3

Real Killeen Phones

5 minutes from Fort Cavazos. If you call (254) 690-9400 during business hours, a human picks up — usually within 3 rings. No IVR maze.

4

24-Hour Claims Support

Had an accident at 9pm? Call us. We file with the carrier, set up the rental, and walk you through the next steps — even on weekends.

5

Military Specialty Agents

40% of our customers are Fort Cavazos families. We know USAA alternatives, SGLI-to-VGLI conversions, and the 50-state deployment insurance rules.

6

No Spam, No Pressure

5-minute quote, side-by-side comparison emailed to you, no follow-up calls unless you ask. Texas-licensed. A+ BBB. Read our 100+ reviews to see what that means.

Why Military Families Choose All Star Insurance in Killeen

Fort Cavazos (formerly Fort Hood) is the largest active-duty armored post in the United States, and Killeen is built around the soldiers, families, and veterans who call it home. All Star Insurance Agency has been writing policies for this community since 1994 — before the post renamed, before the deployments, through every PCS move and homecoming.

M1

Military Discounts Most Carriers Don't Offer

Active-duty, Reserve, and Guard members get stacked savings on auto insurance — including the military installation discount, garaged-on-post discount, and pay-grade-based rate adjustments. We compare those across Progressive, USAA alternatives, Travelers, and Dairyland so you see every military rate you're entitled to. Average military family saves $640/year vs. shopping direct.

M2

Deployment & PCS Coverage That Travels With You

TDY, deployment, or a PCS to another state? Your All Star policy adjusts automatically. We file the 50-state insurance paperwork before you fly, suspend collision and comprehensive on vehicles left in storage, and reinstate full coverage the day you return. No gaps, no lapses, no calls to a 1-800 number explaining what a DD-214 is.

M3

SR-22 Filing for Military DUI, Points & Infractions

Whether it's a Fort Cavazos traffic citation, a Bell County DWI, or a junior-enlisted mistake, our agency files SR-22 certificates the same day — often within an hour. SR-22 policies start at $87/month with Dairyland, Bristol West, or Foremost, and we keep the filing on file with the Texas DPS so your license reinstatement isn't held up by paperwork.

M4

SGLI to VGLI Conversions & Family Life Insurance

Separating from service? We coordinate SGLI-to-VGLI conversions, walk spouses through Tricare supplemental options, and bundle life insurance with your auto and home for an additional multi-policy discount. We do this for the families of more than 200 transitioning service members a year — and we don't charge a fee.

M5

USAA Alternatives — Same Coverage, Lower Rate

USAA is a great carrier for many military families, but it isn't always the cheapest. We quote USAA alongside Travelers, Progressive, and Foremost side-by-side, and about 35% of the time we find a military family comparable coverage for $300–$900/year less. No pressure to switch — just an honest comparison.

M6

Mexico Auto Insurance for Leave & TDY

Driving across the border at Eagle Pass or Laredo on block leave? Your U.S. policy stops at the Rio Grande. We issue Mexico auto tourist policies online in under 10 minutes — liability-only from $19/day or full coverage with theft and legal aid from $34/day. Coverage is valid anywhere in Mexico, recognized by every Mexican consulate.

Specialty Coverage: SR-22 Filing & Mexico Auto Insurance

Two coverage lines we handle every single day in Killeen — fast, file-right, and priced for Central Texas drivers.

SR-22 Insurance Filing in Texas

Texas-licensed SR-22 certificates filed the same day with the Texas Department of Public Safety. Starting at $87/month with Dairyland, Bristol West, or Foremost. We handle court-ordered SR-22s, DWI-related filings, and owner/non-owner SR-22s. No credit check required for most applicants. Get reinstated and back on the road within 24 hours.

Get SR-22 Quote →

Mexico Auto Insurance (Tourist Policy)

U.S. auto insurance stops at the border. Our Mexico tourist policies — issued by Grupo Nacional Provincial (GNP) and Chubb — start at $19/day for liability and $34/day for full coverage. Online quote in under 10 minutes, printable ID card emailed instantly, valid in every Mexican state. Bilingual claims support 24/7.

Get Mexico Quote →

Commercial Auto & Business Fleet

BOP, workers comp, commercial auto, and general liability for Killeen small businesses — contractors, food trucks, delivery fleets, HVAC companies, and shops along W.S. Young Drive. We write with Progressive Commercial, Travelers, and Markel. Average small fleet saves $1,400/year vs. going direct. COI same day.

Get Business Quote →

Homeowners & Renters Insurance

HO-3 and HO-5 policies for Killeen, Harker Heights, Copperas Cove, and Nolanville. Flood coverage backed by the National Flood Insurance Program (NFIP) — important in Bell County. Renters policies start at $15/month and cover personal property up to $50,000. Bundle with auto for 10–25% off.

Get Home Quote →

Visit Our Killeen Office

We're 5 minutes from Fort Cavazos. Walk in, get a quote, leave insured. No appointment needed.

All Star Insurance Agency

3603 East Veterans Memorial Boulevard
Killeen, TX 76543-4605

HoursMon-Fri 9 AM-6 PM · Sat 9 AM-1 PM · Sun Closed
Walk-Ins Welcome5 minutes from Fort Cavazos main gate

Carriers We Compare

10+ top-rated Texas insurance carriers — so you see the lowest real rate, not just one carrier's

Progressive
Travelers
Dairyland
Foremost
Hagerty
National General
Markel
Bristol West
Kemper
Safeco
+ More

Frequently Asked Questions

Common questions from Killeen drivers, homeowners, and small business owners.

How long does it take to get a quote?
5 minutes during business hours. Fill out the form above (or call us at 254-690-9400) with your ZIP, vehicle, and date-of-birth, and we'll email you a side-by-side comparison from 10+ carriers. No spam, no follow-up calls unless you ask.
Do I have to switch carriers to get a quote?
No. We can compare your current coverage against the market without you switching anything. About 70% of customers who get a quote from us end up switching because we find them savings, but there's zero pressure to do anything.
What's the minimum car insurance required in Texas?
Texas requires 30/60/25 — that's $30,000 bodily injury per person, $60,000 per accident, and $25,000 property damage. Most Killeen drivers benefit from higher limits (we recommend 100/300/100), but we'll quote both so you can see the cost difference. Read the full Texas minimum coverage requirements.
Do you insure Fort Cavazos military families?
Yes — about 40% of our customers are connected to Fort Cavazos. We know SGLI, VGLI, TSP, deployment insurance rules, and the USAA alternatives that military families often need when they're looking for lower rates or different coverage options.
How much can I save by switching?
Our average customer saves $640/year vs. buying direct from a single carrier. The exact savings depends on your ZIP code, vehicle, driving record, and current coverage — but we won't know until we run the comparison. Get a free quote and see for yourself.
Do you offer same-day proof of insurance?
Yes. Once you bind a policy, we email you the declaration page (proof of insurance) within minutes. We can also text you a digital copy and file the SR-22 with the Texas DPS if you need it.
Can I bundle home and auto insurance?
Absolutely — bundling typically saves 10-25% vs. buying each policy separately. We'll quote all your lines together (home + auto, home + auto + umbrella, etc.) and show you the bundle savings side-by-side with unbundled quotes.
Do you file SR-22 certificates in Texas, and how fast?
Yes — we are a Texas Department of Insurance licensed agency (license #049230121) authorized to issue and file SR-22 certificates directly with the Texas Department of Public Safety. Same-day filing is standard; many SR-22s are submitted within an hour of your phone call. SR-22 policies start at $87/month and we work with carriers that do not require a credit pull.
Do I need Mexico auto insurance if I already have U.S. coverage?
Yes. U.S. personal auto policies (including USAA, GEICO, and Progressive) exclude coverage in Mexico by contract. Mexican federal law requires liability coverage issued by a Mexican-admitted carrier. We issue Mexico tourist policies online in under 10 minutes starting at $19/day, and the ID card is recognized by every Mexican consulate and insurance adjuster. Many Fort Cavazos families buy coverage for weekend trips to Ciudad Acuña or Monterrey.
How does deployment or PCS affect my auto insurance in Killeen?
If you deploy or PCS, we suspend collision and comprehensive on any vehicle left in storage at no cost — so you stop paying for coverage you can't use. When you return or arrive at your new duty station, we reinstate full coverage and file the 50-state paperwork so your policy is valid in your new state the day you land. We've handled hundreds of these transitions for Fort Cavazos families since 1994.
Are you a Texas-licensed insurance agency?
Yes. All Star Insurance Agency is licensed by the Texas Department of Insurance (license #049230121) and has been in continuous operation since 1994. We are an A+ BBB Accredited Business and a member of the Independent Insurance Agents of America (IIAA) since 1998. Our agents hold Texas General Lines Property & Casualty licenses and are required to complete continuing education every two years.

Ready to See Your Lowest Rate?

Free 5-minute quote. 10+ carriers compared. No spam, no pressure. Average customer saves $640/year.

Sources & References

  • BBB of Central & East Texas — A+ accredited since 2010
  • Google Business Profile — 4.7★ from 100+ reviews
  • Facebook — 4.9★ recommendations
  • Yelp — verified business profile
  • Texas Department of Insurance (TDI) — licensed agency #049230121
  • Independent Insurance Agents of America (IIAA) — member since 1998
Insurance coverage and rates vary by individual circumstances, vehicle, ZIP code, driving history, and other factors. Savings of "$640/year" are an average across our customer base and not guaranteed. Reviews shown represent samples of real customer feedback on public platforms. Last reviewed: June 14, 2026.
Get Quote