(254) 690-9400

Car Insurance Tips After An Accident

If you have been in a collision, you’re likely feeling shaken, confused, and stressed out. That is extremely common, and you do not need to worry. Don’t leave the accident scene till the police have given you permission. If this is the case for you, simply ensure you have all of the information you want from the other motorist and ensure you are uninjured. If somebody else gets injured throughout the accident, call for assistance IMMEDIATELY. Turn on your emergency/hazard lights to alert other drivers about the situation. If you don’t do that, it could come down to your word against the other drivers, that could make it difficult to deal with insurance problems.

Get the other driver’s name, driving license number, license plate number, kind of auto, etc. In addition get the name of their insurance provider, their policy number, and another identifying information. In case there are authorities present, ask for an event number. This may help you get authorities report later, that will show any citations and the policeman’s comprehension of the event. You don’t know all the details yet, Along with you may later figure out another thing caused the incident. Write down all the information on the accident while they’re fresh in your head.

In addition take note of the direction you’d been driving, the direction the other motorist was going, the speed you’d been traveling, the speed limit, traffic signals present, etc. You may be injured – it’s difficult to tell at the accident due to the adrenaline and hormones pulsing throughout your body. You must always see a health care professional as soon as you feel pain. Injuries may look small and very temporary, but it could not be, and you want it to be recorded. Take pictures of your vehicle and your injuries right after the injury. If you need to explain the damage to property or medical costs to the insurance provider, this will assist a lot.

Keep a diary after the incident with any details you remember. Post-traumatic stress disorder is common after vehicle accidents and may be identified as quickly as possible so you may get the help you need. Regardless if you’re the blame or not, these details may come up if somebody decides to file a claim for damages and you do not want one slip of the tongue to prevent justice. Do not sign any releases from the insurance provider until you’re comfortable that you’ll not need any more compensation for property or medical damages.